Blueprint
Service-led and primarily B2C, with faster revenue opportunities and a practical path to founder cash flow.
Retain long termIQ Finance · Founder briefing · 2026
Two engines.
Five economic lanes.
One operating system.
Create cash flow now—and build founder-level ownership in a scalable AI and data platform.
Explore the opportunity 10–12 minute guided review
Two-engine portfolio
Shared intelligence · distinct economics
IQ Finance
Infrastructure- and product-led, primarily B2B, with larger revenue, capital and enterprise-value potential.
Build for scale and possible liquidityThe whole plan in 30 secondsCreate cash today.
Create cash today.
Build ownership for tomorrow.
Blueprint offers nearer-term earning potential. IQ offers direct participation in a scalable AI and data platform. Tim’s mandate connects both through operating leadership.
Cash Now
Use Blueprint and the warmest commercial channels to create faster, smaller cash-flow wins.
Value Later
Build direct participation in IQ—the portfolio’s scalable AI, data and infrastructure platform.
Operating Mandate
Give Tim meaningful upside and authority to turn strategy into cadence, people management, relationship continuity and execution.
Built infrastructure
Customer history
Prior SAFE financing
Prepared data room
Warm distribution
Prepared operating + equity drafts
01 · Long-term portfolio progression
A portfolio designed to compound.
Built one layer at a time.
This is the direction of travel—not a day-one org chart. Over time, IQ becomes the portfolio nucleus by turning proven customer work into reusable AI, data and operating capability, while Blueprint remains the faster cash-flow engine.
IQ financing inputInstitutional capital
Funds technical development and expands the company’s capacity to build.
IQ build capacityTechnical talent
Senior builders and data engineers turn the product thesis into credible, reusable infrastructure.
As the portfolio matures, concentrate reusable intelligence and infrastructure in IQ, create direct commercial proof and let customers access technical capacity without duplicating it in-house.
IQ supplies → defined systems, intelligence and technical deliveryBusinesses return → demand, revenue, data, proof and feedback
Permanent cash-flow engine · Canada + Paraguay
IQ customer, proving ground + leaner cost base
Operating proof, warm audience + channel
CPA Dude casework + FirmOS proof layer
CPA Dude and future resellers or licensees
Launch faster on reusable IQ infrastructure
Explore the long-term operating mapDirectional relationships—not a day-one org chart
Revenue / cashTechnology, data + feedbackDistribution, talent + capital
02 · Where the money can come from
Fast cash first.
Bigger upside in parallel.
Five economic lanes—ranked by speed, size, strategic value, control and readiness. Each card maps the lane to the existing GHL pipelines Tim would work from and the links that support it.
#18.2
Activate nowBlueprint customer revenue
Direct customer demand and partner-led distribution are the two operating routes into Blueprint revenue.
GHL pipelineWorking resource
Customer AcquisitionBlueprint home
Partner AcquisitionPartner program
Specialist Acquisitione.g., CA CPA · PY residency
#27.8
Build readiness nowIQ institutional capital
IQ’s Delaware C-corporation gives investors familiar mechanics and makes it easier to recruit a technical founder with equity.
GHL pipelineWorking resource
InvestorsDiligence roomData room
Founding EngineersEngineer brief
IAB AdvisorsAdvisor briefIAB charter
#37.6
Validate economics and capacityIQ warm-network B2B
IQ can serve companies across industries, creating opportunities through past relationships, referrals and new outreach.
GHL pipelineWorking resource
Customers (SMB)e.g., agencies · professional firms · local businesses · firmos.ai
Referral Partnerse.g., regulators · AML softwareCPA Firm Wholesaling
#47.5
Build toward the end stateIQ enterprise compliance revenue
Mid-market and enterprise finance teams face high scrutiny and recurring monthly or quarterly reporting deadlines—creating durable, higher-ticket work and reusable product demand for IQ.
GHL pipelineWorking resource
Customers (Strategic)IQFinance.aiAML CaymanMSB Call Report
#56.3
Validate demand before scalingAdvisory cohort for service founders
Tony leads high-leverage group coaching through tonyhoong.com for service founders scaling with AI and stronger accounting. TheCPADude.com and FirmOS.ai provide the operating examples.
Launch pathWorking resource
No dedicated pipelineCohort offerCPA Dude proofFirmOS library
See the scoring logic and lane-by-lane evidenceFactor math, strengths, constraints and velocity/magnitude chart
Weighted composite
35% leverage + 25% velocity + 20% magnitude + 10% control + 10% readiness
RankEconomic laneFactorsComposite
Rank 01Activate now
Blueprint customer revenue
The most direct route to liquid service revenue. Direct acquisition and referral-partner acquisition remain one lane because partners are a distribution mechanism; customers remain the underlying cash source.
Leverage9
Velocity9
Magnitude6
Control8
Readiness8
Strengths
- High control and a shorter sales cycle
- Low technical dependency
- Immediate market feedback
- A practical path toward durable founder cash flow
Constraints
- Smaller packages than institutional capital
- Service-delivery capacity
- Potential distraction from IQ
- B2C positioning differs from IQ's enterprise direction
Qualified opportunities
Individual opportunities will be linked here as they are qualified.
Velocity × magnitudeA deliberate balance of speed and upside
Point size reflects strategic leverage03 · Why Tim, why this seat
Built around Tim’s strengths.
Designed for founder-level leverage.
This seat adds direct IQ ownership and broader portfolio exposure while turning Tim’s trust, diligence, relationships and follow-through into a clear operating mandate—without asking him to duplicate Martin’s strategy, product or acquisition role.Services, Confidentiality & IP
Trusted operating context
Tim already understands the businesses, customers and founder working styles, so there is no cold-start learning curve.
Diligence + follow-through
His QA discipline, operating judgment and relationship style fit the work that gets lost between strategy, meetings and delivery.
Separate ownership, broader upside
Tim retains his separate Lendit ownership position while direct IQ equity adds technical resources, institutional operating experience and broader participation across IQ and Blueprint.
First operating phase · 90 days
Establish the operating layer.
Tim owns operating cadence across people, relationships, diligence and delivery. Martin concentrates on strategy, product and acquisition. Tony anchors governance and approvals.
- Hiring + team operations
Lead the CTO search and onboarding process, then help manage additional operators as capacity grows.
- Investor process + relationships
Prepare meetings and materials, coordinate introductions and follow-up, and maintain factual diligence within the approved boundaries.
- Fulfillment + cost discipline
Coordinate QA and delivery across IQ and Blueprint. For Lendit, route defined technical work through IQ and apply strategic-finance discipline so it stays lean.
- Customer + partnership development
Help qualify Cayman SMB and AML/governance opportunities, maintain relationship cadence and follow-through, and support IAB preparation and action tracking when delegated.
- Strategy + capital direction
Set portfolio architecture, financial priorities, commercial structure and reserved founder decisions.
- Product + technical thesis
Lead AI/product development and define the reusable infrastructure IQ is building.
- GTM + acquisition systems
Build marketing automation, sales, and customer and partner acquisition systems Tim can operationalize.
- Blueprint capacity
Prioritize subcontractor acquisition and core fulfillment; activate the Canadian CPA and Paraguay paths as traction justifies them.
Founder-level upside.
A clear operating mandate.
Operating roles
Clear accountability without title inflation or blurred authority.
Martin
Founder & Chair
Strategy, product and AI thesis, capital direction, portfolio architecture, Blueprint subcontractor acquisition and reserved founder decisions.
Tony
Co-Founder & President
Governance, finance and treasury oversight, Board administration, IAB chairmanship, cap-table records, institutional credibility and approvals.
Tim
Head of Operations
Cadence, OKRs and blockers, QA and diligence, customer and revenue visibility, lean operating coordination, technical-leadership recruitment support and follow-through.
Tim’s relationship is structured as a Cayman-based independent contractor and non-officer. Formal agreements and actual working practices control.
Nonbinding working concepts
01September Cayman ecosystem sessionOperating reset · IAB candidates · qualified-investor relationship mapping
02January 2027 San Francisco tripTechnical recruitment · financing readiness
03Joint data-room reviewMaterials, gaps · factual diligence
04Infrastructure-consolidation workshopLean capacity plan · entity boundaries
04 · The equity offer
Founder-level ownership.
Aligned with what Tim helps build.
Tim becomes a direct IQ shareholder at closing, with the opportunity to retain all 800,000 shares—approximately 10%–12% of issued common under illustrative current scenarios.Restricted Stock Purchase Agreement
Illustrative issued-common range10%–12%current scenarios · not contractual
Maximum ownership opportunity800,000restricted shares
Core + focused earn-ups600K + 200Klong-term service · four outcomes
Core service600,000Four years · six-month cliff · monthly thereafter
Operating infrastructure50,000Sustained company-controlled operating system
Technical leadership50,000Approved technical leader continuity
Customer execution50,000Qualifying commercial outcome
Institutional diligence50,000Board-controlled factual diligence
Four-year founder-operator horizon
Six-month cliff, monthly vesting thereafter, qualifying service required and no automatic acceleration.
A sustained, company-controlled operating system.
An approved natural-person CTO, Founding Engineer or functional equivalent begins and remains through the required continuity period.
A qualifying engagement, renewal, expansion or delivery outcome—without requiring Tim to source, close or guarantee payment.
Board-controlled factual diligence downstream of the existing room, excluding capital solicitation and transaction success.
How the stock purchase works Expand
All 800,000 shares are purchased from IQ's treasury and transferred at closing subject to reverse vesting and IQ's right to repurchase unvested shares at the original purchase price; the shares are not issued in five stages.
The structure keeps the required cash contribution as low as the Board-supported current common-stock value permits.
- One-time closing payment$1,600 total · $0.002 per share
- Valuation basisDesigned to match the Board-supported current common-stock FMV; formal valuation controls
- Expected initial spread$0 if the formal FMV supports the purchase price; not guaranteed
- Tax processConfirm filing mechanics before closing; any potential 30-day Section 83(b) period begins only after the actual share transfer
Illustrative range: approximately 10.1%–12.2% of issued common under current share-count scenarios. Excludes authorized-but-unissued shares, the unissued pool, SAFE conversion, future financing and subsequent issuances. It is not a contractual percentage; the final stock ledger controls.
Potential exit path
A path to an $8M–$10M company sale.
The prior SAFE set a $7.5M financing benchmark. Targeting an $8M–$10M sale puts IQ above that mark and creates room for both SAFE investors and Tim’s common shares to receive value from the sale.
01Enterprise customers30$5K average monthly retainer
02Annual recurring revenue$1.8M30 × $60K annual revenue
03Company sells for$9M5× ARR midpoint · 3×–7× sensitivity
04What Tim’s shares could be worth · USD$800K–$1.2MBased on 10%–12% ownership
Actual proceeds depend on performance, buyer fit, the SAFE’s terms, final ownership, transaction terms and taxes.
05 · Clear terms, no surprises
The boundaries are simple.
The opportunity stays central.
Four operating rules keep the mandate clear for Tim, IQ and the surrounding businesses without turning the briefing into a legal memo.
Ownership starts at closing; cash compensation can follow as IQ’s capacity grows.
The one-time stock-purchase payment completes the equity closing; it is not salary or an ongoing capital commitment. There is no current cash compensation or accumulating backpay: IQ remains an equity-first, long-horizon build until its Board-approved balance-sheet and reserve thresholds are met, while Blueprint provides the nearer-term cash-flow opportunity. Afterward, compensation can begin gradually under an IQ-specific policy informed by the same disciplined principles used across the portfolio.
View the balance-sheet priority
IQ will first satisfy the existing Company obligations designated under the policy approved by Martin and Tony. The policy will balance reinvestment, operating reserves and founder compensation against sustainable cash capacity. Reaching the threshold creates eligibility—not an automatic salary, payment level or guaranteed ratio.
Because Tim leads an IQ customer, he may provide factual information but cannot unilaterally negotiate or approve IQ terms, authorize payments, credits, refunds or waivers, settle disputes or bind IQ without disinterested written authority.
Consolidating tools or infrastructure does not consolidate ownership, revenue, customer rights or liabilities. Shared value requires documented arrangements.
Institutional readiness means accurate materials, organized diligence and disciplined follow-through. It does not appoint Tim as a broker, placement agent or securities solicitor.
06 · The alignment path
Align the direction. Prepare the close.
Review the mandate and equity terms, then decide what should advance into final documents.
- 01
Two-engine thesis
Confirm the portfolio direction.
- 02
Operating mandate
Align on roles and Q4 priorities.
- 03
Equity framework
Align on 800,000 shares and vesting logic.
- 04
Draft review
Review the two discussion drafts.Services & IPStock Purchase
- 05
Formal closing
Confirm valuation, share availability and filing mechanics; then complete payment, transfer, ledger and tax records.
Build cash flow now. Help scale IQ. Earn founder-level upside.